
CURRICULUM MAP: 10098.map
Consumer Math (GEN) 423
TIME FRAME:
GRADE: 9-12
CONTACT:
MAP LEVEL:
05.0 MATHEMATICS
05.0.1.9.2
-- Students will use number sense and the properties of various subsets of real numbers to solve real-world problems
05.0.1.9.4
-- Students will select an appropriate form to represent and use numerical data (integer, fraction, decimal, ratio, percent, exponential, scientific notation, irrational, complex) as they arise from real-world situations involving magnitude, order, measures, labels, locations and scales.
05.0.2.5.2
-- Students will develop, use and explain procedures for performing calculations with whole numbers, decimals, fractions, and integers
05.0.4.5.2
-- Students will develop, apply and explain methods for solving problems involving proportions and percents
05.0.4.9.2
-- Students will use ratios, proportions and percents to solve real-world problems
05.0.5.0.1
-- Students will use and describe measures of length, distance, capacity, mass, area, volume, time, temperature and angle
05.0.7.5.3
-- Students will describe the shape of the data using range, outliers, and measures of central tendency, including mean, median and mode
05.0.9.5.5
-- Students will solve simple linear equations using concrete, informal, graphical, tabular and formal methods.

1) What are the appropriate skills needed to calculate wages, taxes, discounts, and simple interest? Apply these skills to such topics as housing investments and buying and selling goods.
2) What are the essential mathematical skills that are needed on a daily basis?

1. Review of arithmetic
2. Percents
3. Solving simple linear equations
4. Banking
5. Credit
6. Purchasing
7. Insurance
8. Income Tax

Students will be able to:
1. Add, subtract, multiply, and divide whole numbers, fractions, and decimals
2. Estimate, round and compare numbers
3. Convert between percents, fractions and decimals
4. Use percents in problem solving
5. Indentify and represent an unknown algebraically
6. Create proportions to solve enlargement/reduction problems
7. Solve simple linear equations, including those that involve proportions
8. Solve problems involving metric measurements of length, area, volume, mass, and capacity
9. Interpret bar graphs, line graphs, and circle graphs
10. Find the mean from a set of data
11. Find the median from a set of data
12. Find the mode(s) from a set of data
13. Solve problems involving hourly rates, commission, and net pay
14. Develop skills involved in banking: filling out deposit slips, writing checks, maintaining a check register, reconciling a statement, computing interest
15. Develop skills involving credit: promissory notes, credit cards, charge accounts, installment buying
16. Develop skills in purchasing an automobile: sticker prices, offers, total cost, shopping for a car
17. Develop skills involved in travel: reading distances, finding times and expenses
18. Develop skills involved in acquiring/maintaining housing: renting, decorating, buying, and building
19. Develop skills involving the filing of income taxes
20. Develop skills involving insurance (needs, appropriate coverage, cost) : house, life, retirement, automobile
21. Develop skills involving investments: US savings bonds, certificates of deposit, stocks
22. Develop purchasing skills: food, clothing, catalog buying
23. Develop budgeting skills
24. Apply appropriate conversion skills to real-world problems
25. Add, subtract, multiply, and divide signed numbers
26. Represent unknown quantities using variables
27. Identify operations from key word/phrases
28. Create equations using variables and identified operations
29. Solve one-step equations using addition, subtraction, multiplication, or division
30. Solve two-step equations using two operations
31. Solve multi-step equations involving like terms, parentheses, and/or variables on both sides
32. Solve one-step inequalities using addition, subtraction, multiplication, or division
33. Solve two-step inequalities using two operations
34. Solve multi-step inequalities involving like terms, parentheses, and/or variables on both sides
35. Graph solutions to inequalities
36. Use exponent properties to operate on polynomials
37. Identify common numerical factors of polynomials
38. Identify common variable factors of polynomials
39. Use the identified common factors to rewrite the polynomial as a product
40. Find the range from a set of data
41. Create a frequency distribution from a set of data
42. Draw conclusions about data from statistics
43. Calculate the probability that an event will occur

Students will:
Use calculators
Perform banking skills
Fill out a basic income tax form

Students will be assessed by:
(1) Daily homework assignments which will acount for 25% of their final grade
(2) Quizzes, 80-90% application, 10-20% application; covering one to few days of material
(3) Tests which are 80-90% application, 10-20% application. Tests will cover one chapter of material
(4) Projects that may be long or short-term and require students to go beyond the material in the text (e.g. teaching a lesson to the class, producing a video, getting a guest speaker, etc.)
(5) Presentations which will vary from minor classroom explanations to project presentations
(6) A final exam which will cover an entire semester's material. This final exam will account for 20% of their final grade.

1) Text: Mathematics for Consumers, 1st Edition
2) Scientific Calculators
3) Checkbooks
4) Computer Access